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I can’t wait to share my many revelations with you, from the Reading to the Principles…

As you might remember from our earlier communications about this Reading, I’ve chosen the four tarot cards to be interpreted below using a method of psychic travel that puts me directly into your subconscious mind.

A method that effectively allows me to think as you would think and choose as you would choose. 

In this altered state, I’ve made my decisions. 

In order of arrival, your windfalls are represented by the following cards from the beautiful Affluence Accentuation Tarot Deck…

YOUR AFFLUENCE ACCENTUATION TAROT READING

Windfall One: Eight of Wands, Upright

Your first windfall, which I suspect will come within a week of you receiving this Reading, is best represented by the Eight of Wands (upright), a card from the Minor Arcana that nevertheless packs much punch. It tells us that you must be decisive and speedy, acting rapidly to go after what you want. Embody these qualities, and you won’t miss the inaugural significant windfall when it arrives.

Windfall Two: Two of Pentacles, Reversed

Another card from the Minor Arcana, and the only reversed card in the entire Reading! But what does that mean for the windfall that’s sure to arrive within the next 30 days? The Two of Pentacles (reversed) represents disorganization. A sense of being off-balance and overwhelmed. It’s a warning that you must prioritize effectively, plan and refuse to over-commit. Put too much on your plate, and you risk missing your second lump sum.

Windfall Three: The Wheel of Fortune, Upright

Your third windfall, with a strike date of about five or six weeks from now, is an interesting one. It’s represented by the only Major Arcana card in the Reading, the Wheel of Fortune (upright). And I believe this card is telling us, quite simply, that your third sum will come to you randomly and unexpectedly. You won’t be able to plan for and anticipate it. You’ll have to be willing to accept the random transformations of fate that this card exemplifies. 

Windfall Four: Knight of Cups, Upright

Our last windfall comes within days of the end of the two months we’re focused on, and it might be the biggest of all! The upright Knight of Cups represents it, meaning you’re being asked to go a step further than you did for windfall three. First, you had to accept fate, change and loss of control. Now, you must open your heart and welcome optimism and romance to the fore. Show your true, hopeful nature. Dare to dream, and dare to love!

That will conclude your Tarot Reading and bring us smoothly onto the gift I promised to share with you as an accompaniment. Here are your Fifteen Finance-Forward Principles,        …

YOUR FIFTEEN FINANCE-FORWARD PRINCIPLES

1. Avoid impulse purchasing, placing things in your mental basket for a while before you commit – It’s easy to desire something new, but it’s not sustainable to always buy the second you want to. Give yourself time to mull over big and small purchases, adding them to your mental cart for at least a week or so. 

2. Create measurable, manageable goals for saving and spending – When you set goals that you’ll a) reasonably be able to meet and b) be conscious of meeting them when you do, you encourage yourself regularly and stay on track to succeed.

3. Don’t get in over your head or attempt to live above your means – If, for instance, you’re hoping to get a mortgage, pay more attention to what you can reasonably afford to pay monthly than to what you can be approved for (if the latter is higher than the former). Don’t overextend. 

4. Explore the world of investing and develop an investment strategy that suits you – When you get to a place where you have enough disposable income to invest, the thought can be daunting. Start small, do your research, and get comfortable.

5. Consider any financial associations with another person carefully – When you do something like open a joint account with your partner, you create an economic link between the two of you that could positively or negatively impact your credit and finances. Take care and be sure before you make this kind of move.

6. Recognize when the time is right to seek expert financial advice – As your wealth increases, you may reach a point where managing it alone is a challenge you don’t want to take on. Find unbiased expert advice at this time.

7. Be attentive to your credit score and how you can improve it – Your credit score is the numerical summary of your credit report, and many financial institutions will pay attention to it when doing things like approving you for a loan. The more aware of your score you are, the more capable you are of boosting it.

8. Prioritize and organize to reduce your debts, especially if they’re high-interest – We all have different financial priorities, but if you have debts to attend to and they’re currently gathering interest, these should usually top the list.

9. Remember to think about retirement, even when it feels far away – Planning for your financial future in the long term can feel very abstract or pointless. I understand. Still, it’s essential to creating a sense of economic security that will enable you to thrive, both now AND then. 

10. Change the money habits that don’t make you feel economically safe and secure – If you have any financial habits or practices (shopping, gambling, etc.) that negatively impact your situation, do all you can to curb them ASAP.

11. Try out new budgeting methods to find one that suits you – There are many different budgeting methods, tips, tricks and rules. If you need to switch up your money management situation, a trial run of a few different techniques might get you where you need to go. Perhaps a niche idea like cash stuffing is perfect for you?

12. Don’t despair when one financial setback strikes your life – Financial health is more connected to positive thinking than expected. When one thing goes wrong, don’t let your emotions trigger a spiral of negative money moments.

13. Use price comparison sites to shop around and save on things like insurance and utilities – Small savings add up, and monthly bills for insurance and utilities can creep up, up and up if you don’t seek out the best available deals when it’s time to renew a policy or subscription. 

14. If you’re struggling to break a spending habit, try a “no buy” phase – Whether it’s a month, six months or a year, pausing your excess spending and challenging yourself only to purchase the essentials for a certain period can be a valuable reset.

15. Keep a keen eye on your various outgoings (and the necessity of them) – Small monthly payments for things like movie and television subscription services can easily go unnoticed and unused, charging you for months and months unnecessarily. Notice all your outgoings, even the less prominent ones. 

Follow every Principle above to the best of your abilities, and I know you’ll see improvements to the shape of your financial life. Of course, none of us are perfect – you’ll still slip up occasionally, as we all will. 

But if you can commit to doing your best, you’ll likely find that’s more than enough. Here’s to better economic days ahead, my precious friend…

Your loving friend,